Invest commission-free, borrow money at low rates, and transfer money in one automated platform with M1 Finance.
AUTOMATED INVESTING
•Buy stocks and ETFs to build a long-term, customized investment plan with Pies
•Use pre-built portfolios, ‘Expert Pies,’ designed for investing goals like retirement
•Invest in companies that share your values with Community Pies
•Invest as little as $1 with fractional shares
•Invest with an individual, joint, retirement, trust, or custodial investing account
BORROW MONEY AT LOW RATES
•Borrow money at just 5.75%, or 4.25% with M1 Plus*
•Borrow up to 40% of your portfolio’s value
•Access funds and get liquidity without selling securities
TRANSFER MONEY
•Transfer money once or automatically on a schedule
•With M1 Plus, set up custom, automated rules with Smart Transfers
INVEST FOR THE LONG TERM WITH OUR FINANCE APP
•Invest personal capital for your investing values, risk tolerance, diversification,
retirement, and more with Expert Pies
•One-click rebalancing adjusts your investments to your investing strategies
DIGITAL CHECKING ACCOUNTS
•Free digital checking
•Earn up to 1%** cash back on Visa® debit card purchases with M1 Plus
•Earn 1.70% APY† on your checking account with M1 Plus
•Get paychecks up to 2 days early††
CREDIT CARD
•Earn up to 2.5-10% cash back*** at select companies you invest in with the Owner’s
Rewards Card by M1
•$95 annual fee waived with M1 Plus
•1.5% cash back baseline
•Invest your cash back rewards
ACCOUNT PROTECTION
•M1 Invest Brokerage products and services are offered by M1 Finance LLC, Member of SIPC.
•M1 Spend checking accounts may be insured up to $250,000 by the FDIC
Additional DISCLOSURES
For full list of fees visit M1 Fee Schedule at m1.com/legal/disclosures/misc-fees/
See important disclosures in the final screenshot above or visit m1.com/legal/disclosures/
††Early Direct Deposit is dependent on your payroll provider.
M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technology company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.
Must be 18+ and US resident to open an account. M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. “M1” refers to M1 Holdings Inc., and its affiliates.
Brokerage products and services are not FDIC insured, not bank guaranteed, and may lose value. M1 Finance LLC, Member FINRA / SIPC.
All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
© Copyright 2022 M1 Holdings Inc.
App distributed by: M1 Finance LLC; 200 N LaSalle St., Ste. 800; Chicago, IL 60601; United States
Here’s what you’ll find in the latest update:
– Bug fixes and improvements
Let us know what you think by leaving a review or contacting us at hello@m1finance.com.
