CRED is the only credit card app you will ever need for all your payments. You can use our app to scan & pay at stores or anyone via UPI, pay utility bills, credit card bills, monthly rent, & more. Not only this, check your credit score for free & improve it using the app. Get 100% cashback when using the app use CRED Coins to win exclusive rewards, amazing prizes, & offers.

Features Of CRED

✔ Pay via UPI: Scan & pay at merchants or pay anyone, no matter what app they're on with
✔ Pay Bills: Calculate, check & pay all your bills, including your electricity bill, utility bill, credit card bill, DTH bill mobile recharge, house & office rent, online. Get bill payment reminders & remember to pay your bills.
✔ Check Credit Score: You can now check your credit score on our app with just a few clicks & keep track of it. Get your credit report & improve your credit score
✔ Manage Credit Cards: Check all your credit information & manage all your credit cards without downloading multiple credit card apps.
✔ View Hidden Charges: Automatically detect hidden charges & get alerted on duplicate transactions.
✔ Get Spending Analysis: Keep track of where & how you use your credit card with an easy-to-read spending analysis chart.
✔ Shop Online: CRED Members can save money & get offers, discounts, or cashback on shopping online with Myntra, Swiggy, & other sites.
✔ Earn Rewards: Get credit card offers & win rewards with CRED Coins.

Why Choose The CRED Online Payment App?

-Pay bills for multiple credit cards with ease
-Scan & pay at merchants or pay anyone via CRED UPI. Earn rewards and cashback.
-Check your bank balance & CIBIL score (Credit Score) & track your credit score report
-Refer the CRED app to your friends & earn cashback
-Create & manage multiple accounts with instant payment options
-Track your spending with interactive charts
-Pay & manage all utility bill repayments, credit card bills, house rent, education fees, electricity bills, mobile recharge, loan EMIs
-Get exciting offers & discounts on brands like Myntra, Swiggy, Cult Live.

Bills You Can Pay Using The CRED Bill Payment App

Rent: Pay your house rent, maintenance, office rental, security deposit, brokerage, etc.
Education: College fees, school fees, tuition fees, etc.
Telecom Bills: Mobile recharge, mobile postpaid, DTH, broadband, landline, cable TV, etc.
Utility Bills: Electricity bills, LPG cylinder, piped gas, water bill, municipal tax, etc
Other Bills: Fastag recharge, insurance premium, loan repayment, etc.

What is Credit Score?

→ It doesn't matter if you have an SBI credit card, IDFC, [THIS BANK NAME WAS REMOVED TO COMPLY WITH DMCA] or [THIS BANK NAME WAS REMOVED TO COMPLY WITH DMCA] credit card; you can check your credit score on CRED
→ Each credit score has a different scale
→ A score of 700+ on CRIF & Experian is considered to be good
→ A higher credit score is an indicator of good financial behavior

How To Check & Monitor Credit Score Using CRED?

→ Signup CRED with your full name & mobile number, get your first credit score result
→ Refresh your credit score every month

Credit Scores Shown On CRED

There are four credit bureaus in India – Experian, Equifax, CRIF & CIBIL. CRED can showcase your CRIF, Experian & Equifax credit scores & helps track these credit scores.

Credit Cards Supported on CRED

SBI, [THIS BANK NAME WAS REMOVED TO COMPLY WITH DMCA], Axis, Kotak, Standard Chartered, Yes Bank, HSBC, IndusInd, RBL, Bank of Baroda, Kotak Mahindra, Bank of India, all VISA, MasterCard, American Express & Discover credit cards.

Lending Partners On CRED

IDFC First Bank Limited, Crédit Saison – Kisetsu Saison Finance (India) Private Limited, Liquiloans – NDX P2P Private Limited, Vivriti Capital Pvt Ltd, DBS Bank India Limited, Parfait Finance & Investments Pvt. Ltd.

Contact Us

Have things on your mind? Don't keep it to yourself. Contact us at [email protected].

Pay anyone via UPI, clear all your bills, improve your credit score & earn rewards with CRED. Download Now.

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